Nonprofit credit counseling agency helps families curb expenses
during the high-cost travel season
PHOENIX–(BUSINESS WIRE)–It’s that time of year when Americans pack their bags, beckoned
by the beach, the mountains or a visit with loved ones. And while summer
is the most popular time to travel, relatively few people abide by a
budget and proactively seek out money-saving options.
“Summer is the time to relax and have fun, but it’s hard to enjoy
yourself when money concerns are nagging you,” said Mike Sullivan,
spokesperson for Take Charge America, a national
nonprofit credit counseling and debt management agency.
“Fortunately, there are countless ways to save money and still have the
time of your life.”
Sullivan offers consumers nine tips for vacationing on a budget:
Establish a vacation fund: Don’t rob your emergency savings for
a trip. You’ll regret it when the unexpected occurs, and potentially
fall further into debt. Do consider setting up a separate savings
account just for vacations if you have the budget to accommodate it.
Sell your stuff: If you’ve been meaning to sell that barely
used treadmill or guitar, now’s the time. Earmark that cash for your
Pack two in one: If you’re unsure where you want to go,
consider starting your vacation in a jump-off city with access to two
destinations. For example, travel to San Francisco and take a day trip
to wine country.
Scour group deal sites: Once you’ve selected your destination,
sign up for Groupon, Living Social, and other deal sites within that
geography to save on meals and activities.
Be flexible: Most people travel on Fridays and Saturdays, but
you can snag cheaper flights and hotel rates on weekdays.
Fly cheap: You can also save money by choosing a regional
airport. It may require extra time to drive to your final destination,
but it could save significant dollars.
Be smart with room and board: By-owner rentals and sites like
Airbnb may offer cheaper rates than hotels. Moreover, renting a home
gives you access to a kitchen where you can cook your meals and save
money on dining. If you must stay in a hotel, pick one that offers
complimentary breakfast or includes a kitchenette for preparing meals.
Skip the car rental: Unless you really need a car, use Uber or
an hourly rental service to get around – especially if you’re staying
in a hotel with a daily parking fee or are traveling to a city with a
good mass transit system.
Dine out for lunch: Even the most frugal vacationers like to
eat out every once in a while. Dine out for lunch instead of dinner to
save money. You’re also less likely to splurge on expensive cocktails
For more financial tips, visit Take
About Take Charge America, Inc.
Founded in 1987, Take Charge America, Inc. is a nonprofit agency
offering financial education and counseling services, including credit
counseling, debt management, student loan counseling, housing counseling
and bankruptcy counseling. It has helped more than 1.6 million consumers
nationwide manage their personal finances and debts. To learn more,
or call (888) 822-9193.
Andrea Aker, 602-339-7339