Humana Offers Affordable 2016 Medicare Health Plans, Designed to Help People Get and Stay Healthy

• HMO and local PPO Medicare Advantage plans offered in expanded
  areas; plus widely available $0 premium HMO plans
• Medicare prescription drug plans include Humana Walmart Rx, with
  the lowest monthly stand-alone national prescription drug plan premium
  in most states
• Annual Medicare Advantage and Prescription Drug Plan open
  enrollment period runs Oct. 15 through Dec. 7, 2015

LOUISVILLE, Ky.–(BUSINESS WIRE)–With the annual Medicare Advantage and Prescription Drug Plan enrollment
period set to begin Oct. 15, Humana
Inc. (NYSE: HUM) is focused on delivering affordable health plan
options that can help people with Medicare overcome whatever health
challenges they may face and live life to the fullest.

One of the most experienced administrators of Medicare health plans,
Humana has served Medicare beneficiaries for nearly three decades, and
now covers 7.6 million Medicare members in all 50 states, Washington,
D.C. and Puerto Rico. That includes approximately 3.2 million Medicare
Advantage plan members.

“At Humana, our goal is to make it easy for people to achieve their best
health,” said Alan Wheatley, president, Retail Segment at Humana. “With
that in mind, Humana strives to provide our members with the personal
attention they deserve, connecting them to the care and information that
is right to treat their whole health, whatever their health needs.
That’s why we believe so many Humana Medicare members stick with us year
after year.”

Humana supports its Medicare Advantage members with resources, services
and programs tailored to the individual, as well as care managers,
nurses, social workers, pharmacists and health coaches, as needed, who
provide one-on-one assistance. Humana partners with members, using
personalized approaches to help them reach their health goals and get
the most from their health plan.

During the Annual Election Period (AEP), which runs from Oct. 15 through
Dec. 7, 2015, people with Medicare can choose Medicare Advantage and
Prescription Drug Plans for the upcoming year. Humana’s 2016 Medicare
offerings include a range of Medicare Advantage and Medicare
Prescription Drug Plans. Humana also offers Medicare Supplement plans,
which can be purchased outside of the AEP.

Medicare Advantage Plans

Medicare Advantage (MA) plans cover all the benefits of Original
Medicare, and more. Many Medicare Advantage offerings combine medical
and prescription drug coverage into one, easy-to-use plan.

Humana offers a wide choice of Medicare Advantage plans across the
country – from HMOs, to local and regional PPOs and Private
Fee-for-Service (PFFS) plans – designed to meet a variety of needs. For
2016, Humana will expand both its HMO and local PPO offerings into 65
new counties and will offer $0 premium HMO plans in 479 counties.

Many Humana Medicare Advantage plans include:

• Coverage for Medicare Parts A and B, with predictable copayments and
  no deductibles
• Part D prescription drug coverage
• Maximum out-of-pocket protection (on all Humana Medicare Advantage
  plans)
• Programs to improve health and manage chronic conditions
• Benefits for services that Medicare doesn’t cover such as routine eye
  exams, preventive dental care and allowances for over-the-counter
  medications
• $0 copayment for 90-day supplies of certain generic drugs received
  through mail-order from Humana Pharmacy

In 2016, Humana will also expand its Member Assistance Program and
include it with nearly every Humana Medicare Advantage plan. Introduced
with certain plans in 2015, the Member Assistance Program has already
helped more than 10,000 Humana members with around-the-clock,
confidential guidance on personal issues such as anxiety, stress, grief,
loneliness and depression.

In addition, Humana will offer a new telemedicine program in 2016 on a
limited number of plans in certain geographic areas. Members whose plan
includes the program will be able to consult a doctor by phone, via
video or on their mobile device. This program offers convenient access
to board certified physicians for non-emergency medical conditions such
as cold, flu, and sinus infection.

Medicare Prescription Drug Plans

A Medicare Prescription Drug Plan (PDP) can help lower prescription drug
expenses and protect against higher future costs.

Humana offers a number of PDP options, including the Humana Walmart Rx
Plan (PDP), which returns for 2016 with a nationwide monthly premium of
$18.40, the lowest PDP premium available in all but four states. The
co-branded offering from Humana and Walmart is among Humana’s most
popular PDP options, with more than 1.4 million people currently
enrolled in the plan. It features:

• In-store copays as low as $1 on preferred generic drugs at Walmart,
  Sam’s Club, and Neighborhood Market pharmacies*
• Mail-order copays as low as $0 on a 90-day supply of most generic
  drugs filled through Humana Pharmacy
• Access to a large national network of pharmacies
• No deductible for most generic drugs, with more than 1,500 generic
  prescriptions covered by the plan to help plan members save money

Health and well-being resources and programs

Most Humana Medicare Advantage members enjoy access to a number of
programs and services that encourage healthy behaviors and foster
overall well-being. For example:

• Rewards from HumanaVitality for setting and achieving health goals,
  choosing healthy behaviors and completing healthy activities
• Gym memberships and fitness classes specially designed for Medicare
  members through the SilverSneakers fitness program
• Meals delivered directly to members’ homes following a hospitalization
  by WellDine

For more information

For more information about Humana’s 2016 Medicare offerings, visit www.humana-medicare.com
or call toll-free 1-888-204-4062. (TTY: 711). Representatives are
available from 8 a.m. to 8 p.m., seven days a week.

*The ability to take advantage of $1 copays for preferred generic
drugs may be limited in areas where preferred cost-sharing pharmacies
are not easily accessible.

About Humana

Humana Inc., headquartered in Louisville, Kentucky, is a leading health
and well-being company focused on making it easy for people to achieve
their best health with clinical excellence through coordinated care. The
company’s strategy integrates care delivery, the member experience, and
clinical and consumer insights to encourage engagement, behavior change,
proactive clinical outreach and wellness for the millions of people we
serve across the country.

More information regarding Humana is available to investors via the
Investor Relations page of the company’s web site at www.humana.com,
including copies of:

• Annual reports to stockholders;
• Securities and Exchange Commission filings;
• Most recent investor conference presentations;
• Quarterly earnings news releases;
• Replays of most recent earnings release conference calls;
• Calendar of events; and
• Corporate Governance information.

Contacts

Humana Inc.
Mark Mathis, 312-441-5010
Corporate Communications
mmathis@humana.com