Digital Insight Provides FICO® Score Open Access for Financial Institutions to Offer to Their Customers and Members

Guía de Regalos

FICO® Score access helps educate consumers about their
financial health

DULUTH, Ga.–(BUSINESS WIRE)–Digital
Insight
, an NCR company and leader in digital banking solutions, has
partnered with FICO to bring the FICO® Score Open Access
program to its financial institution customers. The program enables the
financial institution to share with their customers the same FICO®
Scores used to manage their accounts. The customer may view their score,
see its relative strength within a score meter, and access FICO®
Score education including their score history and key factors that
impacted the score.

“We are always looking for ways to provide our financial institution
customers value they can pass along to their end users,” said Jeff
Hughes, general manager of Digital Insight and CTO of NCR Financial
Services. “Offering FICO® Scores gives financial institutions
the ability to educate consumers on their finances and increase customer
engagement.”

FICO® Scores provide a fair and objective evaluation of a
customer’s credit history and their likelihood to repay their debt
obligations. FICO® Scores are a key factor that lenders look
at when evaluating loans.

For financial institutions, sharing FICO® Scores with their
customers and members creates an opportunity for increased interaction
via online banking. End users will be able to log into their accounts to
see their score and utilize other offerings within their online banking
session. Once logged into their account, in a single click a user can
know their FICO® Score, the relative score strength, key
score factors and 12 months of historical scores and factors.

By disclosing FICO® Scores to their customers and members,
financial institutions will be able to:

  • Help customers and members understand their financial health; when it
    comes to credit, knowledge is power.
  • Provide an additional touch point and service via their online banking
    sites.
  • Gain trust and increase the likelihood that users will think of their
    financial institution first for additional financial needs.

Digital Insight supports FICO® Score models for all three
major Credit Reporting Agencies. Digital Insight clients interested in
this offering should contact their Digital Insight relationship manager.

About Digital Insight

Digital
Insight
, an NCR company, helps banks and credit unions achieve their
goals and grow by offering innovative online and mobile banking
solutions that make it easier for consumers and businesses to manage
their money. Our proven banking innovations give financial institutions
the flexibility and control to engage more, increase retention and
cross-sell effectively.

About NCR Corporation

NCR Corporation (NYSE: NCR) is the global leader in consumer transaction
technologies, turning everyday interactions with businesses into
exceptional experiences. With its software, hardware, and portfolio of
services, NCR enables more than 550 million transactions daily across
retail, financial, travel, hospitality, telecom and technology, and
small business. NCR solutions run the everyday transactions that make
your life easier.

NCR is headquartered in Duluth, Georgia with over 30,000 employees and
does business in 180 countries. NCR is a trademark of NCR Corporation in
the United States and other countries.

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Contacts

Digital Insight, an NCR company
Heather Almand, 770-349-1217
Heather.almand@digitalinsight.com